how to load money on chime card

Chime is one of the most popular online banks that provide customers with a straightforward way to manage their finances without excessive fees. One of the main features of a Chime account is the ability to receive a debit card, which can be used to make purchases with the balance loaded in the account. However, many people are not sure how to load money onto their Chime card. In this article, we’ll cover the different ways to add money to your Chime card.

Direct Deposit

Direct deposit is one of the simplest ways to add money to your Chime card. With direct deposit, your employer or benefits provider can transfer your income directly into your Chime account. To set up direct deposit, you’ll need to provide your employer or benefits provider with your Chime routing number and account number. Once the direct deposit is set up, your income will be deposited into your Chime account automatically.

Bank Transfer

Another way to load money onto your Chime card is through bank transfer. This can be done by linking your Chime account to your other bank account and transferring the funds. To link your accounts, you’ll need to log in to your Chime account and click on the “Move Money” tab. Then click on “Transfers” and follow the instructions to link your account. Once your accounts are linked, you can transfer funds from your other bank account to your Chime account.

Cash Reload

If you prefer to use cash, you can also load money onto your Chime card at select retailers. The Chime website offers a “Cash Reload Network” search tool that shows the nearest retailer where you can reload your card. One popular option is to reload at Walmart, where you can add up to $1,000 per day. To reload with cash, simply bring cash to the retailer and provide your Chime card and the amount you want to add. You may be charged a fee by the retailer for this service.

Mobile Check Deposit

Chime also offers a convenient way to load a check onto your card using your mobile device. With Chime’s mobile app, you can take a picture of the check and deposit it to your account. To use this feature, select “Move Money” from the app and then “Deposit a Check.” Follow the prompts to take a photo of the front and back of the check, and enter the amount you want to deposit. The check will usually clear within a few business days.

Conclusion

There are several ways to load money onto your Chime card, including direct deposit, bank transfer, cash reload, and mobile check deposit. Each method has its own benefits and limitations, so it’s essential to choose the one that works best for your situation. With the flexibility of Chime and the ease of loading money, you can manage your finances with confidence and convenience.