how much can you load on a walmart card

If you're looking for a convenient and practical way to shop at Walmart, getting a Walmart card is definitely a good option. With this card, you can easily load money onto it and spend it at Walmart stores or online. But how much can you load on a Walmart card? In this article, we will explore everything you need to know about the limits and restrictions associated with Walmart cards.

General Limits

First and foremost, there are general limits on the amount of money you can load onto a Walmart card. Currently, the maximum amount you can load onto a Walmart card is $2,999.99. However, there is no minimum or maximum balance required to keep on the card. Additionally, Walmart may impose certain restrictions on how much you can load onto the card based on your credit worthiness or other factors.

Monthly Limits

Apart from general limits, Walmart also imposes monthly load limits on Walmart cards. The maximum amount you can load onto your card in any given calendar month is $5,000. This limit applies to all sources, whether you're loading money onto the card through direct deposit, cash reload, or transfer from a bank account. It's important to keep track of your monthly loading activity because exceeding the limit may result in your card being suspended or terminated.

Cash Reload Limits

Another important limit to consider is the cash reload limit. This is the maximum amount of cash you can load onto your Walmart card at a Walmart store using the cash reload service. The current cash reload limit is $2,999.99 per day, per card. It's important to note that cash reloads are not always available at all Walmart stores, so make sure to check before heading to the store if you plan on using this service.

Direct Deposit Limits

If you prefer to have your paycheck or government benefits deposited directly onto your Walmart card, there are also limits to consider. The maximum amount you can receive through direct deposit per transaction is $10,000. However, the limit on direct deposit per month is the same as the general monthly limit for Walmart cards, which is $5,000.

Conclusion

In conclusion, Walmart card limits are designed to protect both you and Walmart against fraud, abuse, and other potential issues. While there are some limits to consider, they are generally reasonable and straightforward. By understanding these limits and using your Walmart card responsibly, you can enjoy the convenience and flexibility of shopping at Walmart without worrying about exceeding your limits or running into any issues.